Inquiry Does NOT Affect Your Credit
- No Impact on Credit to Apply
- 100% Personal Loans
- Every $10k as low as $89/month
- Fixed Rates as Low as 2.99%
- Terms up to 20 Years
- Fund ANY Project within 72 hours
- Loans up to $250,000
Estimate your payments using HFS’ Payment Calculator.
* All Based On Your Credit
Rates as Low as 2.99% up to $200,000
- No consulting fees
- No prepayment penalties
- Options for 600+ credit scores
- Soft credit pull on initial application
- Partner with both homeowner and pool professional until project completion
- Cash-direct-to-consumer loans also available (with no fees to the homeowner)


Veteran and Military Discounts
Our swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. The smiles start here!
- Affordable monthly payments
- Personalized service
- Lowest rates for military families

Hot Tubs
$79
Per Month
- Customized to suit your space and needs
- Professionally installed by our licensed and insured staff
- Consistent customer service throughout the lifetime of your spa
Pools
$350
Per Month
Inground
- Customized to suit your space and needs
- Professionally installed by our licensed and insured staff
- Consistent customer service throughout the lifetime of your pool
Patios
$50
Per Month
- Customized to suit your space and needs
- Professionally installed by our licensed and insured staff
- Consistent customer service throughout the lifetime of your patio
Based on an average rate of 6.49% over 20 years. Rates and Terms may vary.